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The VLB helps Veterans, Military Members and their spouses buy homes and then help pay to improve it through the Texas Veterans Home Improvement Program (VHIP). This program was introduced in 1986 to provide below-market interest rate loans to qualified Texas Veterans for home repairs and improvement to their existing homes.
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Three years before Biagini’s birth in 1958, Britton’s and her mother Elizabeth’s paths crossed at Carver Savings and Loan,
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